June 19, 2013

Insurance

If you have general questions regarding your insurance benefits, or to request forms please contact Paula Matlock at 918-4019 or e-mail: matlock.paula@wgmail.org.

Download EnrollNet instructions here.

Download the list of important benefit phone numbers and websites here.

Download the medical summary and information here.

Download information on Making Payments and KIDZ Plan here.

Open enrollment for insurance benefits is held in September of each year. New employees have thirty days from the date of hire to enroll. Eligible dependent children can be covered until age 26 regardless of student status.

Medical/Dental/Vision Rates for 2012-2013 School Year
The CSD Insurance Trust - Anthem Blue Access Choice PPO Group # 221301
Effective Oct 1, 2012

Office copays are $30 for regular visits, and $35 for specialists.*


  $500 / $3000 Plan$1500 / $3000 Plan

Ee only
Employee only
Spouse
Children
Family

Board Pays
Ee contr
Ee contr
Ee contr
Ee contr
Monthly
$505.00
$54.00
$579.00
$509.00
$952.00
Semi-Monthly
$252.00
$27.00
$289.50
$254.50
$476.00
Monthly
$505.00
$0.00
$531.00
$462.00
$905.00
Semi-Monthly
$252.50
$0.00
$265.50
$231.00
$452.50

New maximum dependent age is 26 (end of month turning 26. For medical)

Board paid Medical and Dental for retirement calculations: $271.40

KIDZ Plan $3000
 

Ee contr per child
Ee contr 2 or more

Monthly
$192.72
$479.02

Semi-Monthly
$96.36
$239.51

  

New maximum age limit is 26, regardless of student status.

Prescriptions:
Prescriptions are covered through Anthem. Services are available through participating pharmacies or through the mail by using Express Scripts. Copayments are $5.00 for generic, $30.00 for brand name, and $55.00 for preferred.* Often prescriptions are available at a reduced cost through the mail order program.  For refills call 1-866-216-4766 or go to my.anthem.com.

Webster Groves School District Delta Dental Of Missouri
Effective October 1, 2012 Group #9198

Annual Deductible
Individual
Family

Deductible Applies To:

Calendar Year Max:
Individual
Family




Class A: Preventive
Class B: Basic
Class C: Major
Class D: Ortho
Lifetime Ortho Maximum

Dependent Age




Employee or Board Paid Rate
Employee + One
Family
 
$50
$150

B & C


$1,250.00
Per Person

In-Network Delta Dental
PPO

100%
90%
60%
50%
$1,250.00

New Maximum dependent age is 26, regardless of student status

Monthly
$37.80
$41.58
$79.50

 









Out of Network Delta
Premier and Non Participating
Dentists

100%
85%
50%
50%
$1,250.00




Semi-Monthly
$18.90
$20.79
$39.75

 

VISION COVERAGE WITH VSP
Download the VSP flyer here  (2 MB document in .pdf format)
Group # 12248766
Employee only
Employee + One
Employee + Family
Monthly
$8.54
$12.81
$22.55
Semi-Monthly
$4.27
$6.41
$11.28



Life Insurance:
The school district provides $10,000 in coverage for each eligible employee. Through the Cooperating School Districts Group Insurance Trust, eligible employees may purchase up to five times their current salary in additional life insurance from Cigna. When requesting over two times coverage, employees will be required to complete an evidence of insurability form. Cost is based on the employee's age and the amount of insurance purchased. Eligible employees have the option of purchasing life insurance coverage for their dependents. The cost of coverage for a spouse is $1.92 per month for each $10,000 in coverage, up to $50,000. The cost of coverage for eligible children is $.58 per month for $5,000 in coverage, or $1.16 for $10,000. This amount covers all eligible children. For more information contact the Benefits Office at the above number.

Hearing Aides:
For a savings on Hearing Aides, contact Hearing Aides Today, Inc. at 314-962-2100.

*Change this year